Guide to UAE Golden Visa with Bank Deposit
- 11.07.2025
- Posted by: Uwe Hohmann
- Category: Dubai
The UAE Golden Visa offers long-term residency for investors through a bank deposit route. This option provides a clear path to UAE residency while maintaining liquid investments. Last week, we covered the property investment Golden Visa route, and this week, we will explore the bank deposit option that receives less attention but offers an excellent route to UAE residency.
What is the Golden Visa Bank Deposit Route?
To qualify, you deposit AED 2,000,000 with a UAE bank for at least two years and maintain it throughout your residency period.
Essential Requirements You Must Meet
The Financial Commitment
Your investment starts with a fixed deposit of AED 2,000,000 with any UAE-licensed bank. The deposit must remain locked for a minimum of two years.
Existing UAE Residency Status
You must already hold a valid UAE residence visa before applying for the Golden Visa. This means you need current legal residency in Dubai through an employment visa, investor visa, or another recognized category. Many applicants miss this requirement, assuming they can apply directly from abroad.
Proof of Dubai Residence
Beyond holding a residence visa, you will need to demonstrate actual residency in Dubai. This means presenting either a rental contract registered with Ejari (Dubai’s official rental registration system) or a property title deed issued by the Dubai Land Department if you own real estate. The authorities want proof that you actually live in Dubai, not just hold a visa.
Visa Classification
Your Golden Visa will be classified as an investor visa, recognizing your financial contribution to the UAE economy. This classification comes with specific benefits and responsibilities that distinguish it from other visa types.
Timeline Expectations
The application process takes 7 to 10 working days with complete documentation. Missing or incorrect documents will extend this timeframe. Start preparing your documents early to avoid delays and ensure smooth processing.
Health Insurance Requirements
You need health insurance coverage before visa approval. This can be international insurance covering UAE medical expenses or a UAE-registered policy. The insurance must remain active throughout your visa period and meet minimum coverage requirements.
Medical Examination and Emirates ID
You must attend two appointments: a medical examination and Emirates ID processing. Both require your original passport.
Benefits of the Golden Visa Route
Long-term Security
The Golden Visa provides renewable long-term residency, eliminating the uncertainty of visa renewals every few years. This stability is invaluable for planning your life and business activities in the UAE. You can focus on growing your investments and business without worrying about visa status changes.
Family Inclusion
Most Golden Visa categories allow you to sponsor family members, creating a comprehensive residency solution for your entire household. This includes spouses, children, and sometimes parents, depending on specific circumstances.
Business Flexibility
With Golden Visa status, you gain greater flexibility in business activities and investments throughout the UAE, opening doors to opportunities that might be restricted for other visa holders. You can also travel freely without worrying about re-entry permits or visa cancellations.
Making Your Decision
The Golden Visa through bank deposit offers a clear path to UAE residency for qualified investors. While the financial commitment is substantial, the benefits of long-term residency, family sponsorship options, and business flexibility make it an attractive option for many. The process is straightforward when you meet all requirements and prepare properly.
Success depends on meeting all requirements precisely and preparing your application thoroughly. The 7-10 working day processing time is achievable when everything is in order from the start.
Working with experienced professionals helps to ensure your application meets all requirements and avoids common mistakes.
Comprehensive UAE Business Solutions
Managing the Golden Visa application process requires attention to detail and expert guidance. At TME Services, we specialize in helping investors secure their UAE residency through various Golden Visa routes. We understand the requirements and can guide you through each step to avoid delays and complications.
Our experienced team can guide you through each step, from bank deposit setup to final visa approval. We handle the paperwork, coordinate appointments, and ensure your application meets all requirements. You can focus on your business while we manage the visa process for you.
Our comprehensive services are designed to support you every step of your business journey in the UAE:
- Company Formation: We guide you through all aspects of setting up your company, whether in a free zone or on the mainland, ensuring you choose the best option for your business.
- Visa and Emirates ID Services: We streamline the process of securing visas and Emirates IDs for you and your employees, allowing you to focus on your business operations.
- Accounting: Our team ensures your business stays compliant with local financial regulations, which is crucial for maintaining good standing in Dubai’s business community.
- Tax: We help manage Dubai’s tax environment, ensuring your business remains compliant while optimizing your tax position.
- Business Consulting: Leveraging our deep understanding of Dubai’s market, we provide valuable insights and help you develop effective strategies to succeed.
Visit our services page to learn more about everything we do.
